There are no restrictions, and you don't need to be a resident or a US citizen to purchase a property. You will need a valid visa and will need to open a bank account at some point in the buying process.
YES. Here, there is no exclusivity (or it is very rare). Brokers use a unique system known as MLS, and when you list a property for sale, all brokers will have access to it and can sell it.
Although brokers have access to the same pool of properties, not all of them have the market experience, knowledge of the culture, areas, and negotiation practices that can truly make a difference in a purchase or sale.
YES. Purchasing with financing for foreigners is quite common here, and there are several banks and credit lines available. We have partners in this area (Mortgage Brokers)), and they can conduct a personal analysis for you, present options, and even issue a pre-qualification letter for financing. These letters are essential for submitting any purchase offers for pre-owned properties.
One of the most commonly used methods to send money to the USA is through a currency exchange company. We have partners in this area that we can recommend to you.
If you already have a bank account in the USA, you can send money directly from your bank in Brazil. In this case, we recommend contacting your bank manager beforehand to ensure that your bank is familiar with international transfers.
It is worth emphasizing that there is no exclusivity in the American real estate market. As mentioned before, all brokers use the same system and have access to any property listed for sale in the market.
Firstly, we have a conversation with you to understand what might work best. If you are financing, we assist you with the pre-qualification process, and once you have your pre-approval letter in hand, we can submit purchase offers.
After your offer is accepted, we have a timeframe of approximately 7-10 days to conduct an inspection on the property through a specialized company, which will test everything and provide a report. This inspection is not mandatory but recommended.
NO. The entire process can be done remotely, from choosing the property to receiving the keys, whether it is purchased outright or through financing.
If your property is a vacation rental home, we will recommend partner companies that will take care of everything, from property maintenance to listing on portals, managing reservations, and providing guest services.
If your property is purely a residential investment, Pointon Realty has a sister company called Orlando Point Management. We handle everything from property acquisition to rental, maintenance routines, and tenant management, ensuring that your only concern is the return on your invested capital.
YES. In fact, you can only "list" your property for sale with a real estate agent or agency. There cannot be duplication in the Multiple Listing Service (MLS), the system used by all brokers. That's why it's essential to choose an excellent professional when putting your property on the market.
The real estate agent who lists the property in the system is known as the "Listing Agent."
Although there is exclusivity to represent you, the property owner, and list your property on the MLS, there is no exclusivity to sell the property. In other words, any properly licensed broker can present the property to a buyer and submit an offer. The purchase offers will be forwarded to the owner by the broker representing them.
The FIRPTA (Foreign Investment in Real Property Tax Act) is a US tax law that imposes income tax on foreign individuals who have ownership interests in real estate in the United States.
Generally, FIRPTA imposes a withholding tax at a rate of 15% on the amount realized in a transaction. However, if the amount realized is less than $1 million, the withholding rate is reduced to 10%.